Plain-English advice on auctions, fast sales, repossession, tax, disclosure and everything in between — written by Julie McAndrews and the team.
An investor funds the refurbishment, you keep the title, and you split the uplift. What an assisted sale actually is in Scots law, what…
Read guide →Buying & SellingIf your home is never put on the market, no Home Report duty arises. If it is advertised anywhere — including an auction catalogu…
Read guide →Buying & SellingAn unsold lot is not a failed sale. What 'unsold' means at a Scottish auction, how post-auction offers work, what re-entry and withdraw…
Read guide →Buying & SellingGuide price is published, reserve price is confidential, and in Scotland you may also meet the upset price. What each figure means, how…
Read guide →Selling GuidesSelling with a Scottish Government shared equity stake: you repay a percentage of the sale price, not the sum you borrowed. Rules, cost…
Read guide →Selling GuidesOwned panels rarely stop a Scottish sale. A rent-a-roof lease can. What buyers, solicitors and lenders ask for, and how to fix a lease …
Read guide →Selling GuidesOutstanding common repairs will not stop a Scottish flat selling, but they change the price. Who pays, notices of potential liability, …
Read guide →Selling GuidesNo building warrant or completion certificate for your extension? How Scottish sales handle it: letters of comfort, late completion cer…
Read guide →Selling GuidesCash buyers only means no mortgage. Why a Scottish property gets listed that way, what it does to your price, the Home Report clue, and…
Read guide →Selling GuidesSelling bare land or a building plot in Scotland: no Home Report, non-residential LBTT, why planning and access decide the price, plus …
Read guide →Selling GuidesSelling a house with RAAC concrete in Scotland? What RAAC is, the red-amber-green risk ratings, your disclosure duty, why lenders decli…
Read guide →Selling GuidesSpray foam in the loft blocking your sale? Why lenders decline, open cell vs closed cell, removal costs, the paperwork that can save th…
Read guide →Buying & SellingScottish auction legal packs are not English ones. Title sheet, real burdens, standard securities, PEC searches, articles of roup, and …
Read guide →Selling GuidesEmpty home in Scotland? 6 months usually exempt, a premium after 12 months, and from April 2026 councils can charge more than double. E…
Read guide →Selling GuidesSelling a listed building in Scotland? Categories A, B and C explained, what needs listed building consent, why unauthorised work has n…
Read guide →Buying & SellingMoving between England and Scotland? Two legal systems, two tax regimes and a timing mismatch. 2026 guide to SDLT vs LBTT + ADS, the 36…
Read guide →Buying & SellingOffers over, fixed price and offers around in Scotland explained: what each pricing label means, how much above the asking price to bid…
Read guide →Buying & SellingModern method of auction fees in Scotland: the buyer reservation fee (often 4.2-5% plus VAT), who pays it, whether it is on top of the …
Read guide →Buying & SellingHow to spot a cash house buyer scam in Scotland: red flags, last-minute price drops, lead-gen traps, and how to check a buyer is genuin…
Read guide →Tax & FinanceDo you pay Capital Gains Tax when selling a house in Scotland? Your main home is usually exempt. 2026/27 rates, the 3,000 allowance, th…
Read guide →Property IssuesDo you have to declare asbestos when selling a house in Scotland? You need not test for it, but you must not hide it. Home Report duty,…
Read guide →Buying & SellingCan your ex force you to sell in Scotland? If you co-own, usually yes, via an action of division and sale. How it works, when a court c…
Read guide →Buying & SellingAn honest, itemised 2026 breakdown of what it costs to sell a house on the open market in Scotland: estate agent fees, the Home Report,…
Read guide →Buying & SellingAn honest, itemised breakdown of what it costs to sell a house at auction in Scotland in 2026: commission, no-sale-no-fee, the Home Rep…
Read guide →Buying & SellingA plain-English guide to buying property at auction in Scotland: the legal pack, Home Report, proof of funds, deposits, articles of rou…
Read guide →Buying & SellingAn honest guide for directors, insolvency practitioners and creditors selling a business or property out of liquidation, administration…
Read guide →Buying at AuctionHow do you fund a Scottish auction purchase? A plain-English 2026 guide to auction finance and bridging loans: costs, LTV, timelines an…
Read guide →Buying & SellingYes, you can sell a house in negative equity in Scotland — but only with your lender's agreement, because the sale price won't clear th…
Read guide →Buying & SellingSold STCM means 'Sold Subject to Conclusion of Missives' in Scotland - an offer's accepted but the sale isn't binding yet. Here's what …
Read guide →Market NewsUK Finance's Q1 2026 data shows mortgage arrears falling but possessions edging up. What the figures mean for Scottish homeowners worri…
Read guide →Buying & SellingA Home Report is the legal pack you need to sell a Scottish home. Here's what's inside, what it costs in 2026, how long it lasts and wh…
Read guide →Buying & SellingA clear, honest guide for executors selling a deceased person's house in Scotland — what executry and Confirmation mean, when you can s…
Read guide →Market NewsScotland's average house price hit £192,000 in April 2026, up 2.8%, and the Bank of England held rates at 3.75%. What June's figures me…
Read guide →Buying & FinanceIs life insurance required to buy a house in Scotland? It's not a legal requirement, but lenders may recommend it. Learn when it makes …
Read guide →Selling AdviceWhat to expect from a home valuation in Scotland — what the valuer looks at, how long it takes, how it differs from a Home Report, and …
Read guide →Financial DifficultyFacing repossession in Scotland? Learn the steps to stop it — talk to your lender, seek advice, and consider a fast auction sale to cle…
Read guide →Selling AdviceSelling a house with a mortgage still on it? It's completely normal. Learn how the mortgage is repaid, porting, early repayment charges…
Read guide →Buying & FinanceA complete guide to buying a house in Scotland — from getting a mortgage and Home Reports to making an offer, missives, LBTT and buying…
Read guide →Selling AdviceOn average it takes around 8–12 viewings to sell a house — but it varies by price, presentation and market. Here's what affects it and …
Read guide →Property IssuesCan you mortgage a flat with cladding? It depends on the EWS1 form and remediation. Learn what lenders need, how it affects selling, an…
Read guide →LandlordsSelling a tenanted buy-to-let in Scotland? You can sell with tenants in situ to investors. Learn your options, tenant rights, and how a…
Read guide →Property IssuesYes, you can sell a house with Japanese knotweed in Scotland. Learn your disclosure duties, treatment and management plans, mortgage im…
Read guide →Selling AdviceCan you sell a house before probate or confirmation in Scotland? You can market it, but you'll need confirmation to complete. Here's ho…
Read guide →Selling AdviceA house chain collapse is stressful but recoverable. Learn why chains break, your options, and how a chain-free auction sale prevents i…
Read guide →Selling AdviceYes — you can sell a house with a secured loan or second charge in Scotland. Learn how the loan is repaid from the sale, what to check,…
Read guide →Buying & SellingGazumping is rarer in Scotland, but exclusivity (lock-out) agreements add certainty. Learn how they work, their limits, and how auction…
Read guide →Selling AdviceIf your house isn't selling in Scotland, the cause is usually price, presentation, marketing or a difficult feature. Here's how to diag…
Read guide →Selling AdviceSelling a house after a breakup or divorce in Scotland? Learn your options, how to handle joint ownership, and how a fast, fair auction…
Read guide →Tax & FinanceDo you pay inheritance tax on a house in Scotland? It depends on the estate's value and allowances. Learn the thresholds, the residence…
Read guide →Selling AdviceDo you have to declare a rat or vermin problem when selling a house in Scotland? Yes — here's what the law requires, how it affects you…
Read guide →Selling AdviceA clear guide to disclosing damp when selling in Scotland — your legal duties under the Home Report, the impact on buyers, and the fast…
Read guide →Selling AdviceA free step-by-step guide to selling your house in Scotland — from Home Report and valuation to missives and completion — plus the fast…
Read guide →Selling AdviceA checklist of the paperwork you need to sell a house in Scotland — Home Report, title deeds, ID, guarantees and certificates — so your…
Read guide →Selling AdviceDo cash house buyers offer less in Scotland? Often yes for direct-sale firms — but auction lets cash buyers compete for full market val…
Read guide →Buying & FinanceThe Help to Buy ISA closed to new applicants in 2019, but existing holders can still claim the bonus. Learn the rules, deadlines, and t…
Read guide →Buying & Selling'Under Offer' means a seller has received and is considering or has accepted an offer, but the sale isn't binding yet. Here's what it m…
Read guide →Selling AdviceMust you declare past flooding when selling a house in Scotland? Yes. Learn your disclosure duties, how flood risk affects mortgages an…
Read guide →Buying & FinanceBudgeting to buy and move in Scotland? Learn the real costs — LBTT, solicitor fees, surveys, mortgage fees and removals — so there are …
Read guide →Tax & FinanceWho pays inheritance tax on a jointly owned property? It's paid by the estate, but joint ownership type affects how the share passes. L…
Read guide →Selling AdviceDo you need to declare damp when selling a house in Scotland? Learn your legal disclosure duties, how damp affects mortgages and value,…
Read guide →Selling AdviceShould you renovate before selling? Some improvements add value; many don't repay the cost or time. Here's what's worth doing in Scotla…
Read guide →Selling AdviceYes — but you must declare it. Learn how neighbour disputes affect selling in Scotland, your disclosure duties, and how to sell a prope…
Read guide →Selling AdviceNeed to sell a flat fast in Scotland? Learn the quickest routes, how to handle factors and short leases, and how auction sells flats to…
Read guide →Selling AdviceYes — in Scotland you need a solicitor to sell a house, because solicitors handle the missives and conveyancing. Here's what they do, c…
Read guide →LandlordsExiting the market? Learn how to sell a property portfolio fast in Scotland — as a whole or in lots, with tenants in situ — to investor…
Read guide →Selling AdviceUnderstand indemnity insurance when selling a house in Scotland — what it covers, who pays, whether it transfers to the buyer, and when…
Read guide →Property IssuesAn unmortgageable home limits your buyers, but it's far from unsellable. Learn what makes a property unmortgageable in Scotland and how…
Read guide →Property IssuesSelling a house with a septic tank in Scotland? Learn SEPA registration rules, what buyers and lenders check, your disclosure duties, a…
Read guide →Selling AdviceYes — sale-and-rent-back and other arrangements let you sell your house and stay. Learn how it works in Scotland, the risks, regulation…
Read guide →Selling AdviceBungalows are in high demand in Scotland. Learn how to sell a bungalow quickly — pricing, presentation, targeting the right buyers, and…
Read guide →Property TypesBISF houses are steel-framed homes built after WWII. Learn how to identify them, whether you can mortgage one, their value, and the eas…
Read guide →Selling AdviceDo you need a gas safety certificate to sell a house in Scotland? Here's the legal position for sellers vs landlords, what buyers expec…
Read guide →Buying & SellingUnder Offer and Sold STC sound similar but aren't identical. Learn the difference, what each means in Scotland, and whether you can sti…
Read guide →LandlordsSection 21 doesn't apply in Scotland — here's how eviction and ending tenancies actually work under the Private Residential Tenancy, an…
Read guide →Buying & SellingWhat can you do if a seller pulls out of a house sale in Scotland? Learn your rights before and after missives conclude, your options, …
Read guide →Buying & SellingCan you pull out of a house sale in Scotland? It depends on whether missives have concluded. Learn the rules for buyers and sellers and…
Read guide →Property TypesLearn how to identify non-standard construction homes in Scotland — from BISF steel-framed houses to concrete and timber builds — and h…
Read guide →Selling at AuctionThe modern method of auction (MMoA) gives buyers a reservation period to complete, combining auction speed and security with wider buye…
Read guide →Selling AdviceA free guide to companies that buy houses in Scotland — how cash house-buying companies work, the pros and cons, typical offers, and ho…
Read guide →Selling at AuctionThe honest pros and cons of selling your property at auction in Scotland — speed, certainty and no chains versus things to weigh up. De…
Read guide →Selling at AuctionA step-by-step guide to selling your house at auction in Scotland — from free valuation and reserve price to the sale day and 28-day co…
Read guide →ReviewsAn overview of Allsop auctions and what Scottish sellers should consider — how large UK auction houses work, fees, timescales, and whet…
Read guide →Selling at AuctionSelling a BISF steel-framed house? Auction reaches cash buyers and investors who actively want these homes. Here's how to sell a BISF p…
Read guide →ReviewsA full review-style guide to selling property at auction with Bond Wolfe — how big regional auctioneers work, fees and timescales, and …
Read guide →Selling at AuctionWeigh up the modern method of auction (MMoA) — its advantages like speed, certainty and wider buyer appeal, plus the considerations sel…
Read guide →Property IssuesLearn the common signs of subsidence — cracks, sticking doors, sloping floors — what causes it, how it affects selling, and how to sell…
Read guide →Property TypesA complete guide to non-standard construction property in Scotland — types, mortgage and insurance implications, and the best way to bu…
Read guide →Buying & SellingSold STC means 'Sold Subject to Contract' — but in Scotland the process differs. Here's what Sold STC, Under Offer and the Scottish mis…
Read guide →Selling at AuctionThe complete guide to selling your house at auction in Scotland — how it works, costs, timescales, Home Reports, missives and how to ge…
Read guide →Selling AdviceA clear guide to selling inherited property in Scotland — confirmation (probate), tax considerations, and how to sell an inherited hous…
Read guide →Selling AdviceHouse-buying companies in Scotland typically offer 75–85% of market value — sometimes less. Here's what to expect, why, and how to sell…
Read guide →ReviewsAn independent-style look at Prime Property Auction — how Scottish property auction services work, what to look for, fees, timescales a…
Read guide →Selling AdviceNeed to sell your house urgently in Scotland? Compare your fast-sale options — cash buyers, estate agents and auction — and learn the q…
Read guide →Join hundreds of Scottish homeowners who sold faster, for more, with zero upfront fees. Your no-obligation valuation takes 60 seconds.
Get My Free Valuation →